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Government Required Coverage Workers' Compensation The State of Ohio Workers' Compensation Law is an insurance plan which is supervised by the state and one hundred percent (100%) paid for by Kenyon College. This law was designed to provide you with benefits for any injury which you may suffer in connection with your employment. Under the provisions of the law, if you are injured while at work, you are eligible to apply for Workers' Compensation. What Is Workers' Compensation? Before Workers' Compensation, an injured worker had to sue his employer to recover medical costs and lost wages. Lawsuits took months and sometimes years. Juries and judges had to decide who was at fault and how much, if anything, would be paid. In most cases, the injured worker got nothing. It was a costly, time-consuming and unfair system. Ohio’s Workers' Compensation law was passed by the State legislature in the early part of this century to guarantee prompt, automatic benefits to workers injured on the job. Effective March 1, 1997, the medical management responsibilities of the Ohio Bureau of Workers’ Compensation (BWC) changed to private sector run Managed Care Organizations (MCO’s). This change was mandated for all Ohio employers with the enactment of House bill 107. Kenyon College chose CompManagement Health Systems, Inc. To provide medical management services to our injured workers. Today, if you're unable to work because of a job injury, Kenyon College, CompManagement (Kenyon’s third party administrator and MCO) and the Bureau of Workers’ Compensation work together to take care of your medical expenses and pay you money to live on until you're able to come back to work. Who Is Covered? Every Kenyon College employee is protected by Workers' Compensation. What Is Covered? Any injury is covered if it's caused by your job - not just serious accidents, but even first-aid type injuries. Illnesses may also be covered, if they're related to your job. For example, common colds and flu are not covered, but if you caught tuberculosis while working at a TB hospital, that's covered. The main question is if the injury or illness is the result of the performance of your job. When Am I Covered? Coverage begins the first minute you're on the job and continues anytime you're working for Kenyon College. You don't have to work a certain length of time, and there's no need to earn any minimum amount of wages before you're protected. What to do if You Experience an on the Job Injury or Illness
You may seek treatment from any provider; however, the provider must be certified through the Bureau of Workers Compensation (BWC) to receive payment from our MCO or from the BWC. If you need emergency treatment please use Knox Community Hospital or the nearest medical facility.
It is very important that you follow these procedures completely. Failure to complete the necessary paperwork may result in a denial of your claim or cause a delay in processing and payment. You will be encouraged and expected to return to work as quickly and safely as possible following an injury. If you have questions, concerns, or would like additional information, please notify your supervisor, the Office of Human Resources or call or write to our Managed Care Organization: CompManagement Health Systems, Inc. P.O. Box 1040 Dublin, Ohio 43017 (614) 799-1260 Toll Free: 1-888-CHS-7799 Unemployment Compensation If you become unemployed, you may be eligible for unemployment compensation, under certain conditions, for a limited period of time. Unemployment compensation provides temporary income for workers who have lost their jobs. To be eligible you must have earned a certain amount and be willing and able to work. You should apply for benefits through your local State Unemployment Office as soon as possible. Kenyon College pays the entire cost of this insurance. FICA (Federal Insurance Contributions Act) The United States Government operates a system of contributory insurance known as FICA (Federal Insurance Contributions Act) which has two parts: Social Security and Medicare. As a wage earner, you are required by law to contribute a set amount of your wages to the trust fund from which these benefits are paid. As your employer, Kenyon College is required to deduct this amount (set annually by the US Government) from each paycheck you receive. In addition, Kenyon matches your contribution dollar for dollar, thereby paying one-half of the cost of your Social Security and Medicare benefits.
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